[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cavern.cz\/starobni-duchody-a-vse-o-nich\/#Article","mainEntityOfPage":"https:\/\/www.cavern.cz\/starobni-duchody-a-vse-o-nich\/","headline":"Starobn\u00ed d\u016fchody a v\u0161e o nich","name":"Starobn\u00ed d\u016fchody a v\u0161e o nich","description":"&#13; Starobn\u00ed d\u016fchody rozhodn\u011b nejsou \u017e\u00e1dnou zab\u011bhnutou st\u00e1lic\u00ed, ale pom\u011brn\u011b modern\u00ed vymo\u017eenost\u00ed, o kter\u00e9 se t\u00e9m\u011b\u0159 dennodenn\u011b diskutuje nejenom v televizi \u010di jin\u00fdch medi\u00edch, ale i mezi lidmi. Na d\u016fchod si ze sv\u00e9ho soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed de facto \u0161et\u0159\u00edme cel\u00fd sv\u016fj produktivn\u00ed \u017eivot, kdy ve st\u00e1\u0159\u00ed je n\u00e1m z d\u016fchodov\u00e9ho syst\u00e9mu vypl\u00e1cena \u010d\u00e1stka, kter\u00e1 odpov\u00edd\u00e1 na\u0161\u00edm [&hellip;]","datePublished":"2020-10-24","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.cavern.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cavern.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cavern.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.cavern.cz\/starobni-duchody-a-vse-o-nich\/","about":["Pen\u00edze"],"wordCount":542,"articleBody":"&#13; Starobn\u00ed d\u016fchody rozhodn\u011b nejsou \u017e\u00e1dnou zab\u011bhnutou st\u00e1lic\u00ed, ale pom\u011brn\u011b modern\u00ed vymo\u017eenost\u00ed, o kter\u00e9 se t\u00e9m\u011b\u0159 dennodenn\u011b diskutuje nejenom v televizi \u010di jin\u00fdch medi\u00edch, ale i mezi lidmi. Na d\u016fchod si ze sv\u00e9ho soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed de facto \u0161et\u0159\u00edme cel\u00fd sv\u016fj produktivn\u00ed \u017eivot, kdy ve st\u00e1\u0159\u00ed je n\u00e1m z d\u016fchodov\u00e9ho syst\u00e9mu vypl\u00e1cena \u010d\u00e1stka, kter\u00e1 odpov\u00edd\u00e1 na\u0161\u00edm celo\u017eivotn\u00edm ekonomick\u00fdm pom\u011br\u016fm (tj. chirurg nebude m\u00edt stejn\u00fd d\u016fchod jako zedn\u00edk).Historie&#13; Sv\u011btlo sv\u011bta spat\u0159il prvn\u00ed d\u016fchodov\u00fd syst\u00e9m \u017e v roce 1889 v tehdej\u0161\u00edm N\u011bmecku d\u00edky Otto von Bismarckovi. V \u010cesk\u00e9 republice je historie o dost krat\u0161\u00ed, proto\u017ee prvn\u00ed d\u016fchodov\u00fd syst\u00e9m vznikl a\u017e v roce 1924, kdy tehdy hranice odchodu do d\u016fchodu byla vy\u0161\u0161\u00ed ne\u017e st\u0159edn\u00ed d\u00e9lka \u017eivota. D\u016fchodov\u00fd syst\u00e9m, podobn\u00fd tomu, kter\u00e9ho ho zn\u00e1me dnes, je a\u017e od roku 1948.&#13; &#13; Pr\u016fzkumy hovo\u0159\u00ed jasn\u011b&#13; Dle pr\u016fzkum\u016f, kter\u00e9 prob\u011bhly v leto\u0161n\u00edm roce, zast\u00e1v\u00e1 v\u00edce ne\u017e polovina dot\u00e1zan\u00fdch n\u00e1zor, \u017ee o starobn\u00ed d\u016fchody a ve\u0161kerou organizaci s t\u00edm spojenou by se m\u011bl starat st\u00e1t. Pouze desetina dot\u00e1zan\u00fdch si mysl\u00ed, \u017ee by se finan\u010dn\u00ed zaji\u0161t\u011bn\u00ed do st\u00e1\u0159\u00ed m\u011bl zajistit ka\u017ed\u00fd individu\u00e1ln\u011b. Asi jedna t\u0159etina by vid\u011bla jako ide\u00e1ln\u00ed cestu n\u011bco mezi t\u011bmito dv\u011bma jasn\u011b vyhran\u011bn\u00fdmi n\u00e1zory.&#13; Od ledna by m\u011blo b\u00fdt \u201cl\u00e9pe\u201c&#13; V lednu 2017 dojde k nav\u00fd\u0161en\u00ed v\u00fdm\u011bry starobn\u00edch d\u016fchod\u016f, bohu\u017eel o dost symbolickou \u010d\u00e1stku 110 korun (co\u017e je 2,2% v\u00fdm\u011bra d\u016fchod\u016f). D\u016fchodce s pr\u016fm\u011brn\u00fdm d\u016fchodem 11141 korun bude m\u00edt od ledna o 199 korun v\u00edce. \u010c\u00e1stku nav\u00fd\u0161en\u00ed se dozv\u011bd\u00ed v\u0161ichni d\u016fchodci pomoc\u00ed p\u00edsemn\u00e9ho ozn\u00e1men\u00ed, kter\u00e9 bude v pr\u016fb\u011bhu ledna rozesl\u00e1no.&#13; Jak jsme na tom v porovn\u00e1n\u00ed se zbytkem Evropy&#13; V \u010cesk\u00e9 republice d\u016fchodci (co\u017e je p\u0159es 2 miliony obyvatel) pob\u00edraj\u00ed nej\u010dast\u011bji (p\u0159es p\u016fl milionu z nich) \u010d\u00e1stku mezi 11000 a\u017e 13000 korun m\u011bs\u00ed\u010dn\u011b. V Evrop\u011b to rozhodn\u011b pat\u0159\u00ed k t\u011bm ni\u017e\u0161\u00edm \u010d\u00e1stk\u00e1m, ale na druhou stranu je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee v ka\u017ed\u00e9 zemi jsou \u017eivotn\u00ed n\u00e1klady zcela odli\u0161n\u00e9, tak\u017ee to, \u017ee pr\u016fm\u011brn\u00fd n\u011bmeck\u00fd d\u016fchodce pob\u00edr\u00e1 a\u017e 4x v\u011bt\u0161\u00ed \u010d\u00e1stku ne\u017e \u010desk\u00fd d\u016fchodce v\u016fbec nic neznamen\u00e1, proto\u017ee n\u00e1klady na \u017eivot v N\u011bmecku jsou n\u011bkde zcela jinde.&#13; Kdy mohu odej\u00edt do d\u016fchodu?&#13; D\u016fchodcovsk\u00fd v\u011bk se v \u010cesk\u00e9 republice li\u0161\u00ed podle roku narozen\u00ed (v sou\u010dasnosti se pr\u016fm\u011brn\u00fd v\u011bk odchodu do d\u016fchodu zvy\u0161uje ka\u017ed\u00fdm rokem), pohlav\u00ed a u \u017een podle po\u010dtu vychovan\u00fdch d\u011bt\u00ed (\u010d\u00edm v\u00edce d\u011bt\u00ed, t\u00edm d\u0159\u00edve se do d\u016fchodu odch\u00e1z\u00ed). P\u0159\u00edmo V\u00e1\u0161 individu\u00e1ln\u00ed v\u011bk si m\u016f\u017eete snadno spo\u010d\u00edtat na internetu pomoc\u00ed online kalkula\u010dky.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Starobn\u00ed d\u016fchody a v\u0161e o nich","item":"https:\/\/www.cavern.cz\/starobni-duchody-a-vse-o-nich\/#breadcrumbitem"}]}]