[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cavern.cz\/chtelo-by-to-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.cavern.cz\/chtelo-by-to-pujcku\/","headline":"Cht\u011blo by to p\u016fj\u010dku?","name":"Cht\u011blo by to p\u016fj\u010dku?","description":"Nikdo z podnikatel\u016f nemus\u00ed b\u00fdt u\u0161et\u0159en toho, \u017ee se n\u011bkdy dostane do finan\u010dn\u00ed t\u00edsn\u011b. M\u016f\u017ee se to st\u00e1t kdykoliv a komukoliv, proto\u017ee dostate\u010dn\u00e9 p\u0159\u00edjmy v dne\u0161n\u00edm sv\u011bt\u011b nezaru\u010duje nikdo nikomu a soukrom\u00ed podnikatel\u00e9 jsou t\u011bmi, u nich\u017e je nejistota ve finan\u010dn\u00edch z\u00e1le\u017eitostech nejv\u011bt\u0161\u00ed. Prost\u011b se n\u011bkdy da\u0159\u00ed a n\u011bkdy zase ne. A kdy\u017e se neda\u0159\u00ed, […]","datePublished":"2021-12-08","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.cavern.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cavern.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cavern.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cavern.cz\/wp-content\/uploads\/dolarov%C3%A9%20roli%C4%8Dky_1.jpg","url":"https:\/\/www.cavern.cz\/wp-content\/uploads\/dolarov%C3%A9%20roli%C4%8Dky_1.jpg","height":0,"width":0},"url":"https:\/\/www.cavern.cz\/chtelo-by-to-pujcku\/","about":["Pen\u00edze"],"wordCount":419,"articleBody":"   Nikdo z podnikatel\u016f nemus\u00ed b\u00fdt u\u0161et\u0159en toho, \u017ee se n\u011bkdy dostane do finan\u010dn\u00ed t\u00edsn\u011b. M\u016f\u017ee se to st\u00e1t kdykoliv a komukoliv, proto\u017ee dostate\u010dn\u00e9 p\u0159\u00edjmy v dne\u0161n\u00edm sv\u011bt\u011b nezaru\u010duje nikdo nikomu a soukrom\u00ed podnikatel\u00e9 jsou t\u011bmi, u nich\u017e je nejistota ve finan\u010dn\u00edch z\u00e1le\u017eitostech nejv\u011bt\u0161\u00ed.Prost\u011b se n\u011bkdy da\u0159\u00ed a n\u011bkdy zase ne. A kdy\u017e se neda\u0159\u00ed, podepisuje se to t\u0159eba i na finan\u010dn\u00edch z\u00e1le\u017eitostech. A podnikatel se tak m\u016f\u017ee dostat i a\u017e na \u00fapln\u00e9 dno, jakkoliv si to pochopiteln\u011b nep\u0159eje.A jak se odr\u00e1\u017e\u00ed od takov\u00e9ho dna? Pochopiteln\u011b nejl\u00e9pe tak, \u017ee n\u011bkdo doty\u010dn\u00e9mu podnikateli hod\u00ed pomysln\u00fd z\u00e1chrann\u00fd kruh v podob\u011b p\u016fj\u010dky. Kter\u00e1 ale mus\u00ed b\u00fdt pro doty\u010dn\u00e9ho dosa\u017eiteln\u00e1 a v\u00fdhodn\u00e1, aby byla skute\u010dnou pomoc\u00ed, a to nejen v dan\u00e9m okam\u017eiku, ale i pozd\u011bji, kdy\u017e se mus\u00ed takto z\u00edskan\u00e9 prost\u0159edky spl\u00e1cet.Kdy\u017e tedy pot\u0159ebuje podnikatel pomoci, vyb\u00edr\u00e1 si. A p\u016fj\u010dkou, kterou dostane i bez dokl\u00e1d\u00e1n\u00ed da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed a bez nahl\u00ed\u017een\u00ed do bankovn\u00edho i nebankovn\u00edho registru dlu\u017en\u00edk\u016f, b\u00fdv\u00e1 jedin\u011b americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Jedin\u011b u t\u00e9to p\u016fj\u010dky tak tedy na rozd\u00edl od p\u016fj\u010dek bankovn\u00edch nehroz\u00ed, \u017ee \u017eadatel neusp\u011bje jenom kv\u016fli tomu, \u017ee nem\u00e1 aspo\u0148 pevn\u011b dan\u00e9 hodn\u011b vysok\u00e9 p\u0159\u00edjmy nebo se v minulosti p\u0159i placen\u00ed \u010dehokoliv t\u0159eba i jenom nepatrn\u011b proh\u0159e\u0161il.Sta\u010d\u00ed tu d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost a b\u00fdt schopen spl\u00e1cet, a ka\u017ed\u00fd m\u016f\u017ee m\u00edt dostatek p\u016fj\u010den\u00fdch pen\u011bz, se schv\u00e1len\u00edm t\u0159eba u\u017e i do \u010dty\u0159iadvaceti hodin a s mo\u017enost\u00ed spl\u00e1cet klidn\u011b i a\u017e dlouh\u00fdch t\u0159icet let. Co\u017e m\u016f\u017ee b\u00fdt pro leckoho z podnikatel\u016f v\u00edce ne\u017e vydatn\u00e1 pomoc. Proto\u017ee podnik\u00e1n\u00ed se bez pen\u011bz neobejde, ty mus\u00ed v\u017edy b\u00fdt k dispozici, jen\u017ee z\u00e1rove\u0148 toto nem\u00e1 nikdy zaru\u010den\u00e9 dostate\u010dn\u011b vysok\u00e9 v\u00fdnosy. A n\u011bkdy tak nezb\u00fdv\u00e1 jin\u00e1 cesta, ne\u017e si vz\u00edt p\u016fj\u010dku. A kdy\u017e se n\u011bkde sta\u010d\u00ed zaru\u010dit z\u00e1stavou nemovitosti a r\u00e1zem se ned\u011blaj\u00ed \u017e\u00e1dn\u00e9 obstrukce, je to ur\u010dit\u011b dobr\u00e1 volba.                                                                                                                                                                                                                                                                                                                                                                                                  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